Telenor Pakistan along with Nokia has come up with an attractive deal for Nokia X2-01 users.

Now x2-01 users can connect to the internet free for a whole month with unlimited downloads exclusively on the Nokia X2-01 handset, and enjoy other services like Email, Chat and Social Networking.

Handset (available at Telenor Sale & Service Centers) has come up with pre installed Telenor Internet app "NEWSuCHOOSE"

Offer:

• Telenor Internet customized Application: NEWSuCHOOSE


• Free internet for One Month


• 50 free Minutes (On Net)


• 50 free SMS (all network)

How to Avail the Offer:

• Purchase Nokia X2-01 Handset from any Telenor Sales and Service center or Nokia retailer, and insert your Telenor SIM.

Note:

• Telenor’s system will automatically detect X2-01 Handsets


• Free Minutes, SMS and internet will be awarded after One week of inserting Telenor SIM into Nokia X2-01.

Nokia X2-01 Price in Market: Rs. 7,100 /-

For Nokia Handset information Dial 111-166-542

Related Entries:
"Nokia X2-01" - Price / Review / Specifications
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Telenor brings Nokia E7 at less price with Free GPRS
Telenor and Nokia Join Hands: Pakistani Apps at OVI Store

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Zong introduces an SMS based social network, named as Zong Chat Zone.

Now Make small talk, Tell a story, Stay in touch with friends; make new contacts, Give your social life a new makeover with Zong Chat Zone.

This service also allows you to directly call each other any time, a chat ID will be assigned to you and your contacts via SMS.

Salient Features:

• Start talking with Direct Chat: A chat ID will be assigned to you and your contacts via SMS, enabling you to directly call each other any time.


• Voice Messaging: Send voice messages to friends.


• Check inbox: you have mail! All received messages will be queued to your very own inbox.


• Dedicate songs with personalized messages


• Friends Corner: Your fan-list and friends now all in one place

Zong Chat Zone Support Multiple languages:

• English


• Urdu


• Punjabi


• Pashto

Charges:

• Rs. 1+tax/minute.

To subscribe:

• Dial 2428 to subscribe to Zong Chat Zone

To Un-subscribe:

• SMS 24281 for UnSub, at a charge of Rs. 1 / SMS

How to Make a Profile?

• Set profile by Age & Gender


• Profile Intro – You have the option to use either one of the following;

1. Manual Intro – Announce yourself to the world. Record up to 40 seconds intro.


2. Custom intro – Choose from a variety of ready-made profile intros – complete with different music backgrounds.


3. Profile browsing – Interaction made easy. Browse profiles on the basis of your gender preference.


4. Profile Settings – Update any information related to your profile on our easy-to-use menu.

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Due Date: May  31, 201

Question 1:                                                                                   Marks=10

Find the 2nd solution of the following differential equation.

Question 2:                                                     Marks=10

Solve the given differential equation subject to the indicated initial conditions.

Solution:

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Zong has introduced a new service called Zongopedia which works as a sms based mobile search engine, provides a vast knowledge-base and extensive learning experiences, all on the customers’ mobile phones.

So, if a question pops up in your mind, there is no need to wait till you get near a computer or open a book. Zongopedia can answer that for you.

This service also supports Urdu Language, syntax slangs and roman Urdu SMS.

How to use?

• Subscriber has to send an SMS containing his/her question to 275

Service Charges:

• Rs. 5 + tax per SMS will be charged for using the Zongopedia application.

Salient Features:

• Check your daily horoscope


• Find out what your favorite color says about you


• Go behind the real meaning of your name


• All replies to your query are accurate and approved by a dedicated moderator


• Zongopedia also supports Urdu language

How it Works?
Send any query by SMS to 275 and Zongopedia will search its database and respond immediately with the answer. If the answer is not found in the database or the internet, then the question will be sent to specially dedicated moderator or Knowledge-Agents who are available 24/7. Once verified by these agents through manual search, the answer will be sent to the customer immediately. While the answer is being searched for; the user will receive an SMS, saying that the application is still processing the request.

After a few minutes, another SMS containing the answer will be sent from Zongopedia to the user.

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Microsoft is considered to be the leader among market incumbents, since its establishment on April 4, 1975. It has excelled in the development of OS (operating systems) used widely by continuous development of its products & services. Its offered products get world wide acceptance and its proactive approach created the awareness of need among its customers rather than only satisfying the customers’ recognized needs.


SOLUTION:


ORGANIZATIONAL ADAPTATION
Lesson 23
Miles and Snow the question then arises how organizations move through the cycle. For this we need to understand the typology presented by them in the form of different set of organizational strategies.

Miles & Snow shows that there are essentially three-strategic types of organizations:
1. Defenders
2. Prospectors
3. Analyzers

Each strategy has a distinct way to engage or interact with its environment. Each type has its own unique strategy for relating to its chosen market. Each has a particular configuration of technology

Simply understand the concept and write in your own words, here is my answer which I exactly post as it is

Answer

PROSPECTOR: Strategy Predictive or Proactive adaptation (Prospector)

In this strategy organization maintains a reputation as an innovator and focus on market development. Microsoft is a prospector company prioritizes new product development and creates new demand of product, constantly examining the market and changing product with passage of time with creativity and efficiency.

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Would Tokyo be a good test market for a new brand planned to be marketed worldwide? Why and why not?

Write only three solid arguments.


Solution

Tokyo is home to the second largest Stock Exchange of the world.


The Capital City accounts for the highest GDP per capita of the country.
Business OverviewTokyo always has been quick to embrace modern developments and fashions therefore, gaining the forefront of trends and technology making it the country's most cosmopolitan city. The current drive towards economic reform and deregulation in Japan was also initiated in Tokyo, which showed the most immediate effect in the city.

The Tokyo Big Sight, Nippon Convention Center and Makuhari Messe make the city the major trade fair venue of Japan. Reputed trade shows like Ambiente, Linex and Beauty World taking place in the city every year are evident of Tokyo’s trade and commerce aptitude. 

Tokyo is an important wholesale center and its diverse industries includes manufacture of electronic apparatus, transport equipment, automobiles, cameras, optical goods and a wide variety of consumer items.

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Tokyo would be a good Test market because of the following reasons 
1- Tokyo is the moderate market in the world wide and known as a market having a strong brands and quality products 
2- Tokyo is one of the preeminent global cities in the world with a vital economic foundation and continued focus on modernity and maintaining their position as one of the most modern industrial and financial centers. 
3- It is a model for cities world wide who are striving to gain a position at the forefront of foreign investment.

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Yes Tokyo is good market for test a new brand planned to be marketed world wide. 
 Tokyo is best for test the new product due to high customer choice and competition
 Competition is exist in that market and product get high growth in world wide market
 You can add more about your views

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Yes, online business is good support for business. One of the best traditions to promote business is going online. Create a website and post your product catalogue. It will not only support your bakery but also increase income of the business. You have wider coverage since more people will see your products. A regularly updated blog is a great way to get fresh viewers and generate interest in your business. When marketing online, you don't have the advantage of showing off your goods in person, only through pictures and text. No one can decide to buy your cookies based on the mouthwatering smell, but must decide solely based on the image, description and price. Since pictures are such a vital part of selling any product online, you power believe investing in the services of a talented photographer to take into custody your foods. Joining forums is a great way to network with other bakers and people interested in baking. You can allocate recipes and advice, as well as make you known in the baking world there are following helpful Online Promotional Tools Feedback Forms, Bookmaking, Content Daily Give-Away, Coupons, Contests Surveys Awards and Testimonials Online Chat Tours. take care you're marketing yourself well with high quality and attractive photos, and use popular websites and forums to network and build a customer base. By following this advice, you can promote your bakery online for maximum success.

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What Does Monopoly Mean? A situation in which a single company or group owns all or nearly all of the market for a given type of product or service. By definition, monopoly is characterized by an absence of competition, which often results in high prices and inferior products. 

WAPDA s Type and Example
As the definition describes, WAPDA is dealing with monopoly because the organization is sole responsible for controlling all other power generation companies. In normal market situations, government not only discourages but also restricts monopoly because it can cause harm to consumer s rights. But in this type of case, the existence of monopoly helps the government to benefit consumer because it is public sector organization andalways tries to protect consumers benefit.

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Wapda is controlling all the energy ventures in Pakistan. What type of market competition it is? Elaborate your answer with some relative example.

Wapda is a public sector and it is a monoply competitive...

where is one seller and many buyers.

no one can enter in the market without its permission

SOLUTION:

The Work Breakdown Structure (WBS) is the basis for scheduling techniques such as the Arrow Diagramming Method and the Precedence Diagramming Method. At low levels of the Work Breakdown Structure (WBS), the interdependencies between activities can become so complex that meaningful networks cannot be constructed. To cater to the above-mentioned problems, one solution is to create "hammock" activities, which encompass several activities where exact cost identification cannot or may not be accurately determined. Some projects identify a "hammock" activity called management support (or project office), which includes overall project management, data items, management reserve, and possibly procurement. The advantage of this type of hammock activity is that the charge numbers are under the direct control of the project manager. In addition to this, there is a common misconception that the typical dimensions of a work package are approximately 80 hours and less than two weeks to a month. Although this may be true on small projects, this would necessitate millions of work packages on large jobs and this may be impractical, even if line managers could control work packages of this size. Cost analysis down to the fifth level is advantageous, from a cost control point of view. However, it should be noted that the cost required to prepare cost analysis data to each lower level might increase exponentially, especially if the customer requires data to be presented in a specified format that is not part of the company's standard operating procedures. The level-5 work packages are normally for in-house control only. Some companies bill customers separately for each level of cost reporting below level 3.

Breaking the work down to small work packages can provide accurate cost control if, and only if, the line managers can determine the costs at this level of detail. Line managers must be given the right to tell project managers that costs cannot be determined at the requested level of detail.

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Semester “Spring 2011”
“Money & Banking (MGT411)”
Assignment No. 02 Marks: 20

Important Tips1. This Assignment can be best attempted from the knowledge acquired after watching video lecture no. 1 to lecture no. 25 and reading handouts as well as recommended text book).
2. Video lectures can be downloaded for free from Online VU Lectures.

ScheduleOpening Date and Time
May 27 , 2010 At 12:01 A.M. (Mid-Night)
Due Date and Time
June 02 , 2010 At 11:59 P.M. (Mid-Night)
Note: Only in the case of Assignment, 24 Hrs extra / grace periodafter the above mentioned due date is usually available to overcome uploading difficulties which may be faced by the students on last date. This extra time should only be used to meet the emergencies and above mentioned due dates should always be treated as final to avoid any inconvenience.

Question # 1 (Marks 8)
A portfolio of Rs. 1,000 entitles the investor to receive dividend of Rs. 150 at the end of year 2011. Expected future sale price at the end of year is Rs. 998. If the investor plans to sell the stock in the market after holding it for one year, what will be the holding period return for one year on this portfolio(in terms of percentage)?
Question # 2 (Marks 8)
Find the variance and standard deviation for the stock of a newly listed public limited company purchased at Rs. 1,000. While making this investment there are 50% chances that the price of investment will fall to Rs. 900 and 50% chances are that it will rise to Rs. 1200 after six months.
Question # 3 (Marks 4)
In stock market XYZ company is offering 16% annual return on bonds, however,Treasury Bills are providing 7% annual return. Calculate the risk premium if an investor invest in XYZ company. Important Instructions:
Please read the following instructions carefully before attempting the assignment solution.
Deadline:
• Make sure that you upload the solution file before the due date. Noassignment will be accepted through e-mail once the solution has beenuploaded by the instructor.
Formatting guidelines:
• Use the font style “Times New Roman” and font size “12”.
• It is advised t compose your document in MS-Word 2003.
• Use black and blue font colors only.
Solution guidelines:
• Every student will work individually and has to write in the form of ananalytical assignment.
• Give the answer according to question, there will be negative markingfor irrelevant material.
• For acquiring the relevant knowledge don’t rely only on handouts butwatch the video lectures and use other reference books also.
• provide all calculation only answer will not be appreciated
Rules for Marking
Please note that your assignment will not be graded or graded as Zero (0) if:
• It has been submitted after due date
• The file you uploaded does not open or is corrupt
• It is in any format other than .doc (MS. Word)
• It is cheated or copied from other students, internet, books, journals etc…
• Please install adobe reader to view the assignment


Solution:

Question # 1 (Marks 8) A portfolio of Rs. 1,000 entitles the investor to

receive dividend of Rs. 150 at the end of year 2011. Expected future sale

price at the end of year is Rs. 998. If the investor plans to sell the stock

in the market after holding it for one year, what will be the holding

period return for one year on this portfolio(in terms of percentage)?

Holding 1year return= yearly coupon payment / price paid + change in

price of the bond / price of bond

=$150 / $1000 + ($998-$1000) / $100

=.15+ (-.002)

=0.148=14.8 %

Holding period return=14.8%

Question # 2 (Marks 8) Find the variance and standard deviation for the

stock of a newly listed public limited company purchased at Rs. 1,000.

While making this investment there are 50% chances that the price of

investment will fall to Rs. 900 and 50% chances are that it will rise to

Rs. 1200 after six months.

Following step involve calculating Variance

1. Expected Value

2. Subtract expected Value form each possible pay offs

3. Square each of results

4. Multiply each result time ties probability and adds up the result

First we calculate the Expected value

(900 * 1/2) + (1200 * 1/2) = 1050

Subtract expected value from each possible pay off

900-1050 = -150

1200-1050 = 150

Square each of result

(-150)2 = 22500

(150)2 = 22500

Multiply each result time its probability and adds up the result

½ * 22500 + ½ * 22500

22500

Variance = 22,500

Standard deviation=square rout of variance

S.D=150

Question # 3 (Marks 4) In stock market XYZ company is offering 16%

annual return on bonds, however, Treasury Bills are providing 7%

annual return. Calculate the risk premium if an investor invest in XYZ

company

Risk premium = Risky return – Risk free return

Risk premium= 16% - 7%

Risk premium= 9%
::::::::::::::::::::::::::::::::::::::::::::


Question # 1:- 
Holding 1 year return = 

= 0.13 
=13% 

Question # 2:- 
Expected Value 
(900*1/2) + (1200 * 1/2) = 1050 

Subtract expected Value form each possible pay offs 
900-1050 = -150 
1200-1050 = 150 

Square each of results 
(-150)^2 = 22500 
(150)^2 = 22500 

Multiply each result time ties probability and adds up the result 
= ½ * 22500 + ½ * 22500 
= 22500 

Variance = 22,500 

Standard deviation = square rout of variance 
= 
S.D=150 

Question # 3:- 

Risk premium = Risky return – Risk free return 
Risk premium= 16% - 7% 
Risk premium= 9%

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Press Release: To facilitate its customers Pakistan Telecommunication Company Limited (PTCL) has further expanded the network of its bill collection points.

To this end PTCL has collaborated with Ufone to ensure that all PTCL customers can now also avail the facility to pay their PTCL bills at any Ufone outlets including Ufone franchise, UShop and Service Centers.

Hamid Farooq, SEVP – Business Development PTCL said that this arrangement has been done to further facilitate all PTCL customers of Fixed line, Broadband and EVO for payment of their monthly bills. PTCL is continuously looking at ways to enhance customer facilitation in its endeavor to provide better customer service.

Ufone outlets are operating in all major cities of Pakistan. At this point of time, number of Ufone outlets that are collecting PTCL bills includes 402 UShops, 322 franchise and 22 Ufone service centers.

Senior Advisory Team Member PTCL - Mohamed Essa Al-Taheri stated that PTCL customers can simply pay without the need to show the actual bill.

He further stated that the PTCL customers can also make advance or partial payment at Ufone outlets. All they need to do is provide their EVO or landline number, make the required payment and avail the advantage of immediate updating of their bill status and connection, in case it was disconnected. In return they will be given system-generated receipts. In case of UShops, customer will receive SMS confirmation for their bill payment.

He also added that to further facilitate state of the art PTCL Cash Collection KIOSKS have been introduced where PTCL bills can be paid through automated system with new services being added in the future.

Related Entries:
Pay PTCL Bills at Ufone Customer Services Centers
Now Pay your PTCL bills at all Ufone outlets
PTCL Bill Collection Machine
PTCL Bill Alert Service
Mobilink Bill Payment Service Powered by e-Sahulat

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Semester “Spring 2011”

“SME Management (MGT601)”

This is to inform that Graded Discussion Board (GDB) Has been opened according to the following schedule

Schedule

Opening Date and Time

May 27, 2011 At 12:01 A.M. (Mid-Night)

Closing Date and Time

May 31, 2011 At 11:59 P.M. (Mid-Night)

Note: No extra or bonus/grace period is available for attempting GBD.

Discussion Question

“On what grounds generally and specifically SMEs are denied finance by the banking sector?"

Note: Please restrict your answer to one paragraph. You may use points to answer but in this case avoid unnecessary details.


Solution:


The capacity for SMEs to fulfill their potential in an economy depends on the availability of finance. SMEs face problems when accessing to bank finance due to a market failure in credit markets The small firm’s access to financing may either come from supply side market failure like rejection from the banks side for reasons not connected with the viability of the proposal or high risk and costs associated with such loans or demand side market failure insufficient information in the project proposal, high cost of bank credit etc. Firm characteristics affect SMEs ability to access to bank finance. Firm Size, age, ownership type, industry sector and location were identified as important variables under this category. Smaller firms are more likely to face limited access to finance. Age of the firm and access to credit sources of finance change over time is the key issue.

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“Product innovation and importance of KYC”

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“Knowledge management is present in all organizational processes. Through effective utilization of technology and organizational resources knowledge can be effectively managed. Certain ideas (myths) are prevailing regarding the knowledge management. Discuss with Solid Arguments any two ideas of knowledge management that either these prevailing ideas are myths or absolute reality.“


Solution:

Knowledge management is mere technology.
This is a serious misconception. KM is really about people, relationships, and a new way of working together as an entity in an organizational setting. 

It is a unique way of thinking about work and about working. Imagine knowledge communities

of employees with common interests sharing information on best practice that help everyone do a 

more efficient job. KM will work only if there is trust and confidence among coworkers. Over 80 

percent of all technology-centered KM efforts have been known to fail because of a lack of attention to people .

Knowledge management is another form of reengineering.
Reengineering is efficiency-driven-a one-item attempt at introducing radical change in organizational processes to improve efficiency. The emphasis is on cost reduction and making better use of existing operations. Jump-starting such a business, however, often results in failure.

KIM is an ongoing renewal of organizational processes to learn in advance about the company’s future opportunities and contingencies. The concentration is on value added activities that demand innovation and creativity. This is ingrained in the day-to-day processes of the business. 

Technology plays a critical role in the way information becomes available at 

electronic speed.

::::::::::::::::::::::::::::::::::
The Myths of Knowledge Management
1. Knowledge management is a fad.
2. Knowledge management and data warehousing are essentially the same.
3. Knowledge management is a new concept.
4. Knowledge management is mere technology.
5. Technology distributes human intelligence.

6. Knowledge management is another form of reengineering.
7. Company employees have difficulty sharing knowledge.
8. Knowledge management works only within an organization.
9. Technology is a better alternative than face-to-face.
10. It is “no brainier’ to share what you know.

Knowledge management is mere technology.
This is a serious misconception. KM is really
about people, relationships, and a new way of working together as an entity in an organizational setting.
It is a unique way of thinking about work and about working. Imagine knowledge communities of employees with common interests sharing information on best practice that help everyone do a more efficient job. KM will work only if there is trust and confidence among coworkers. Over 80

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